Jurisdiction and access rules
This section explains how the rules attached to your account work when you use x89 from India. Some parts apply the same way to everyone, while access, retention and data sharing can change with local law, account status and the kind of request you send. If
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a record is needed for UPI, Paytm, PhonePe or Google Pay reconciliation, we keep only the fields needed to match the transaction and the request, then store them for the period the rule asks for. We also use the same file to check correction requests, confirm
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any identity step and keep the audit trail in one place. When a local rule asks for extra proof, we may pause the action until the match is complete. If you are unsure which path fits your request, use the contact methods below and we will
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point you to the right form.
Service availability depends on jurisdiction. It is the user's responsibility to check local law before access.